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student debt repayment

How Does the On-Ramp Period Impact Student Loans?

After more than three years, student loan borrowers are once again required to make payments, which started in October. However, the Biden administration has introduced a lifeline known as the ‘On-Ramp Period,’ extending until September 30, 2024, which provides temporary relief from the harsh consequences of defaulting on student loans. While this period safeguards borrowers’…

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student loan forgiveness

Up to $20K of Student Loan Debt Cancelled for Millions

On August 24th, President Joe Biden unveiled his three-part plan to reduce student loan debt, which includes extending the pandemic-related payment moratorium, student loan forgiveness, and a new income-based repayment plan. Student Loan Forgiveness In order to facilitate the transition back to repayment and support borrowers who are most at risk of delinquencies or default…

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